Anyone with less than stellar credit can use credit repair. Services offered by credit repair companies vary from firm to firm.

The following are a few of the most common requests handled by credit repair services agents.

1. Remove Negative Items from My Credit Report: Negative items can be anything from unpaid collection accounts, medical bills, bankruptcies, judgments, foreclosures, tax liens, student loans, excessive inquiries,, and perhaps the most common – credit card debt.

Please note: Child Support can not be removed from a credit report.

2. Remove Inaccurate Info from My Credit Report: Some industry stats estimate that up to 80% of credit reports contain inaccurate information. It can be as innocent as an address that you never lived at, or as harmful as the debt of someone else (eg, in cases of identity theft).

It can be practically impossible to get the credit bureaus to remove information. They have no incentive whatsoever to do so – unless they are forced. It usually takes a trained professional to know how to deal with the credit bureaus to get them to remove inaccurate information.

There are many more credit repair services that a trained professional can provide. The two listed here are only the tip of the iceberg.

Comments are closed!